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Magnify Money is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site.This compensation from our advertising partners may impact how and where products appear on the site (including for example, the order in which they appear).This site may be compensated through a credit card partnership. You’re low on cash, you’ve maxed out your credit cards, and none of your family or friends can loan you the money.Borrowing 0 from a payday lender seems like a logical solution.As long as the 0 plus a .50 fee is paid at the end of the two-week term – the time your next paycheck comes due – you’ll be debt free. Before you know it, you run out of money again and can’t repay the loan two weeks later.

Typically, friends and family won’t charge you added fees or interest, so this is the most preferred and affordable route for a borrower who is strapped for cash.Note that restructuring could impact your credit score, but will not be as costly as bankruptcy.Whether you choose to work with a credit counselor or tackle the payday loan repayment on your own, another option is to seek alternative lenders who may be able to assist with getting you out of the payday lending debt cycle.To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners.While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products."Advertiser Disclosure Wednesday, December 28, 2016 The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities.

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