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Commercial websites directed to children under 13 years old or general audience sites that have actual knowledge that they are collecting information from a child must obtain parental permission before collecting such information.

The type of evidence may depend on the product, the claims, and what experts believe necessary.

All Locations: 800-444-4816 (TTY: 711) Denver Metro Area: 303-832-4816 Northern Colorado: 970-353-4819 Southern Colorado: 719-542-4816 Western Slope: 970-242-4816 Monday-Friday am - pm Saturday 9am - 1pm To send secure email messages or chat, please log in to Online Banking. Sensitive information – account numbers, PINs, social security numbers – should never be included in such correspondence.

The Credit Union will not contact you via email or text about the status of your Credit Union accounts; if you suspect fraud, contact us immediately via secure email through Online Banking, phone, or by visiting a branch office.

While the 2000 survey showed significant improvement in the percent of websites that post at least some privacy disclosures, only 20 percent of the random sample sites were found to have implemented four fair information practices: notice, choice, access and security.

Even when the survey looked at the percentage of sites implementing the two critical practices of notice and choice, only 41 percent of the random sample provided such privacy disclosures. The Children's Online Privacy Protection Act (COPPA) and the FTC's implementing Rule took effect April 21, 2000.

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